DoSS System Explained

DoSS System Explained

DoSS (Distribution of Support Services) is a closed loop fund distribution service, allowing for distribution to individuals, groups or batch upload. The service includes a Mechant and Cashier network where the disbursed funds can be used for the purchase or good or services at approved Merchants.

DoSS streamlines secure fund distribution for public and private sectors, enabling spending at approved merchants in fiat or CBDC. Unused funds are returned to the distributor, reducing costs and maximizing efficiency.

The system contains 5 panels and 2 mobile applications (User and Cashier).

Doss Panels:
Super Admin
Institution Admin
Fund Manager
Merchant
Cashier

The Super Admin account has the main control over the platform. Super Admin can create Institutions and Institution Admins. These accounts will receive disbursements made by the Super Admin for further distribution to its beneficiaries.

Super Admin also creates the approved Merchant accounts for the Merchant network.

Following the distribution of funds by the Super Admin to an Institution, the Institution Admin is then able to issue disbursements either by individuals, groups or batch upload of its recipients.

On completion of the issuance of these disbursements by the Institution Admin, the Institution's Fund Managers approve the transaction via a multi-signatory process using their Google Authenticator for the OTP validation. A minimum of two (2) Fund Managers are required, in order to approve a disbursement. 

After the disbursement has been approved by both Fund managers and distributed, the beneficiaries receive an instant in-app notication and email elerting them of the deposit to their accounts. The recipient is then able to immediately use their current balance at any of the approved Merchants on the network.

If the user is not registered, they will receive an SMS notification of the disbursement with link to the app download.

The Merchant panels allows the Merchant to create multiple store locations with multiple cashier accounts for each location. Each cashier account created includes a Shift Management function that records the time active on duty by the cashier.

The Merchant system includes a Cashier mobile application to be used for checkout, the Cashier enters the value for payment and a dynamic QR Code is then generated. The user scans the QR Code with their User application and validates the sale.

Additionally, the system includes a Second Screen option to display the QR code on a tablet screen next to the Cashier.

The Merchant is able to request withdrawals (payouts) directly from the system, with payments sent to the banking details they provided.

All unused funds are returned to the institution after a timeline pre-set by the Institution Admin.